Third-Party Insurance Claims Defense Attorneys in NY & NJ

Protecting Insurers and Policyholders From Initial Claim to Final Verdict

Third-party claims expose your policyholders—and your company—to costly litigation. At Larkin Farrell, we help insurance carriers navigate these cases from the earliest stages of reporting through trial, arbitration, or appeal. We manage everything from coverage analysis and risk strategy to courtroom defense and claim resolution.



With a track record of defending carriers in high-risk environments, we protect against unnecessary payouts and help preserve long-term client relationships.

Our Third-Party Defense Services Include:

  • Premises liability (slip and fall, negligent security)
  • Professional negligence (malpractice, E&O claims)
  • Construction defect and contractor disputes
  • Wrongful death and catastrophic injury litigation
  • Product liability and design defect claims
  • Cyber liability and data breach response


We coordinate with insureds, experts, and opposing counsel to assess exposure, develop defense posture, and resolve claims efficiently—or prepare for trial if needed.

Key Considerations in Third-Party Defense

 Policy Defense Begins Before the Lawsuit

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Early investigation and claim handling can significantly affect the outcome. We help insurers respond before litigation escalates.

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Trial Strategy Impacts Long-Term Risk

Some third-party claims require aggressive courtroom defense. We prepare from the start to preserve your leverage.

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Settlement Isn’t Always the Smartest Option

While we pursue resolution where appropriate, we aren’t afraid to take a case to verdict to protect coverage terms and deter future claims.

Frequently Asked Questions

  • What are third-party claims?

    These are claims brought against your policyholder by someone else—often for injury, property damage, or professional negligence.

  • What’s your approach to early case management?

    We evaluate exposure, identify weaknesses in the claim, and advise whether early resolution or full litigation is the best strategy.

  • Do you provide trial defense?

    Yes. We handle litigation in NY and NJ from initial pleading through trial and appeal, with a focus on cost control and strong outcomes.

  • Can you assist with pre-suit investigations?

    Absolutely. We often help insurers assess third-party exposure before a claim is even formally filed.

  • How do you work with insureds?

    We maintain clear, proactive communication and ensure the defense aligns with both the insurer’s obligations and the insured’s interests.

High Stakes? We’re Built for It.

Whether you’re handling a complex injury claim or a potential coverage denial, Larkin Farrell brings experience, insight, and trial-readiness to every third-party dispute.

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